Attention homeowners in Castle Rock and Douglas County: Get an Appraisal today!

See the top seven reasons CO homeowners hire Collateral IQ:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To cut their monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate in CO

Need help determining the value of your home in or near Castle Rock, CO?
Contact Collateral IQ.

At Collateral IQ, we understand the unique needs of a consumer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Collateral IQ will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value assessment than yours.

PMI Removal Appraisals

A fashionable way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to a lender to have the PMI canceled from your loan. We are experienced in helping people just like you rid themselves of undesirable PMI insurance.

Challenging Douglas county's assessment of your property

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other properties close by. That means you're most likely paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Collateral IQ is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. Not only can this be troublesome from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Collateral IQ can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you'd wish to have a professional double-check it for preciseness or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Collateral IQ can We can assist you. Even though this is usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.